Friday, August 1, 2008

Plight of Senior Citizens

I have an interesting scrap here. Its about an article appeared in the 'Open page' columns of "The Hindu" dated 20 July, 2008, by one Mr. K Anantharaman.  To ease my job, let me quote from his article.
"
Plight of Senior Citizens
Property rich but cash poor
The senior citizens in the country are facing a number of serious practical problems, in the evening of their lives. Neglect from all sides, children and relatives, Government, investment market, and now the rising prices is making their lives not worth living atall. Some of them have reasonably good income from various investments and pension schemes but most of the senior citizens are not able to cope with the rising pruices.  .....
.......
Maintaining such assets are expensive and such costs will go up in the years to come. It would be advisable for them to sell off those residential or land assets and switchover to small apartments .......     The sales realisations can be invested in long term instruments.....    A number of senior citizens have already done this and feel much safer financially.   ......
Reverse mortgaging...   the concept of monthly income ... and how to resolve family politics on wealth.    .....
Senior Citizens' housing complexes are coming up in different parts of the country ... .....
India today has the largest population of senior citizens and it is the duty of everybody to look after them by providing reasonable convieniences at costs they can afford.
"
Sri. Anantharaman presents here the problem of  "having high value assets".  His second part of the article talks about the advantages of having Housing complexes that meet the special requirements of Senior Citizens. 

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