Thursday, March 20, 2014

More on N P S

NPS may soon allow partial withdrawals, making it more appealing and more liquid.  However, the withdrawals  are subject to  certain conditions.

1.       Maximum withdrawal not to exceed 25%  of the total contributions made
2.       Should have a regular NPS account for a minimum of 10 years
3.       Withdrawals only for Children’s  higher education and wedding,  first  house, or certain illnesses
4.       Withdrawals can’t be more than three times  during the tenure , with a gap of  five years.

This makes the NPS more liquid  and strong, considering the low-cost investment model  it follows and give an option to save through equities.

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